Privacy Rights

Privacy Rights

Privacy Rights (California + Other U.S. States) (Kredline Inc)

Effective Date: December 30th, 2025
Website: Kredline.com
Company: Kredline Inc (“Kredline,” “we,” “us,” or “our”)
Location: Greensboro, Georgia, United States
Contact: support@kredline.com

This Privacy Rights page explains privacy rights that may be available to you under certain U.S. state privacy laws, including California. This page should be read together with our Privacy Policy and Cookie Policy / Cookie Settings.

Note: Some rights described below apply only if a specific state law applies to you and/or to Kredline based on our activities. We will honor rights requests to the extent required by applicable law.

1) Categories of Personal Information We Collect

Depending on how you use our Services, we may collect the following categories of personal information (as described in our Privacy Policy):

  • Identifiers & contact information: name, email address, phone number

  • Business information: business name, business address, EIN, revenue, time in business, industry

  • Owner/principal information: owner name(s), ownership percentages, owner addresses, DOB, SSN

  • Financial documents: uploaded bank statements

  • Internet/usage data: IP address, device identifiers, browsing activity on our site, cookie/pixel data

  • Communications: emails, texts/SMS (where applicable), call metadata and, where permitted, call recordings

  • Inferences: internal pre-qualification indicators based on information you submit and site interaction

2) Purposes for Collecting and Using Personal Information

We collect and use personal information to:

  • Provide and operate our Services (including funding inquiry/application intake)

  • Match you with financing partners and service providers

  • Verify identity, prevent fraud, and protect security

  • Pre-qualify and evaluate applications (human review)

  • Communicate with you (email, phone, SMS/text where permitted)

  • Marketing, advertising, and measurement

  • Analytics and improvement

  • Legal and compliance purposes

3) Categories of Third Parties We Share With

We may share personal information with:

  • Lenders and financing partners

  • Brokers/ISOs and other providers involved in evaluating or offering financing options

  • Service providers (vendors) that help us operate the website, communications, and security tools (e.g., email delivery, form tools, hosting)

  • Analytics and advertising partners (e.g., analytics, conversion tracking, pixels/tags)

  • Call tracking providers

  • Fraud/spam prevention providers (e.g., reCAPTCHA)

  • Government authorities or other parties as required by law or to protect rights and safety

  • Parties involved in a business transfer (merger, acquisition, asset sale)

4) “Sale” or “Sharing” of Personal Information (Targeted Advertising)

Some state laws (including California) define “sale” and “sharing” broadly. Our use of certain advertising and measurement tools (for example, pixels and conversion tracking) may be considered “sharing” (and in some cases “selling”) for cross-context behavioral advertising.

Your right to opt out

Where required by law, you may opt out of:

  • “Sale” of personal information (as defined by applicable law)

  • “Sharing” of personal information for cross-context behavioral advertising

  • Targeted advertising (where applicable)

How to opt out (email-only):
Email support@kredline.com with the subject line:
“Do Not Sell or Share / Targeted Advertising Opt-Out”

5) Rights You May Have (Depending on Your State)

Depending on your state of residence and applicable law, you may have the right to:

  • Access / Know: request the categories of personal information we collected about you, the sources, purposes, and categories of third parties we disclosed to

  • Access Specific Pieces: request a copy of specific personal information we have about you

  • Correction: request correction of inaccurate personal information

  • Deletion: request deletion of personal information (subject to legal exceptions)

  • Data Portability: receive your information in a portable format (where applicable)

  • Opt Out: opt out of targeted advertising and certain disclosures that may be considered “sale” or “sharing”

  • Limit Use/Disclosure of Sensitive Personal Information (California): where applicable, request limits on certain uses/disclosures of sensitive personal information (such as SSN and DOB) beyond what is necessary to provide the Services

  • Non-Discrimination: you will not be discriminated against for exercising applicable privacy rights

6) How to Submit a Privacy Rights Request

We accept privacy rights requests by email only.

Email: support@kredline.com
Subject line: “Privacy Request”
Please include:

  • Your full name

  • The email address and phone number you used with Kredline

  • Your business name (if applicable)

  • The specific request you are making (Access, Delete, Correct, Opt Out, etc.)

  • Any helpful details to locate your records (for example, the approximate date you submitted information)

7) Verification of Requests

To protect your privacy and prevent fraud, we may need to verify your identity before fulfilling certain requests (such as access or deletion). Verification may include confirming information you previously provided to us.

If we cannot verify your identity, we may be unable to fulfill certain requests.

8) Authorized Agents (California)

If you are a California resident, you may designate an authorized agent to submit certain requests on your behalf. We may require proof of the agent’s authority and may still require verification of your identity.

9) Appeals (Certain States)

Some state laws provide the right to appeal a decision we make about your privacy request. If an appeal right applies, you may request an appeal by emailing support@kredline.com with the subject line “Privacy Request Appeal” and describing your concern.

10) Response Timing

We will respond to verified requests within the time required by applicable law. If we need more time (where permitted), we will let you know.

11) California “Shine the Light” (If Applicable)

California residents may request certain information about our disclosure of personal information to third parties for their direct marketing purposes (if any). To request this information, email support@kredline.com with the subject “Shine the Light Request.”

12) Contact Us

If you have questions about this Privacy Rights page or your privacy choices, contact:
Kredline Inc
Greensboro, Georgia, USA
Email: support@kredline.com

Privacy Rights (California + Other U.S. States) (Kredline Inc)

Effective Date: December 30th, 2025
Website: Kredline.com
Company: Kredline Inc (“Kredline,” “we,” “us,” or “our”)
Location: Greensboro, Georgia, United States
Contact: support@kredline.com

This Privacy Rights page explains privacy rights that may be available to you under certain U.S. state privacy laws, including California. This page should be read together with our Privacy Policy and Cookie Policy / Cookie Settings.

Note: Some rights described below apply only if a specific state law applies to you and/or to Kredline based on our activities. We will honor rights requests to the extent required by applicable law.

1) Categories of Personal Information We Collect

Depending on how you use our Services, we may collect the following categories of personal information (as described in our Privacy Policy):

  • Identifiers & contact information: name, email address, phone number

  • Business information: business name, business address, EIN, revenue, time in business, industry

  • Owner/principal information: owner name(s), ownership percentages, owner addresses, DOB, SSN

  • Financial documents: uploaded bank statements

  • Internet/usage data: IP address, device identifiers, browsing activity on our site, cookie/pixel data

  • Communications: emails, texts/SMS (where applicable), call metadata and, where permitted, call recordings

  • Inferences: internal pre-qualification indicators based on information you submit and site interaction

2) Purposes for Collecting and Using Personal Information

We collect and use personal information to:

  • Provide and operate our Services (including funding inquiry/application intake)

  • Match you with financing partners and service providers

  • Verify identity, prevent fraud, and protect security

  • Pre-qualify and evaluate applications (human review)

  • Communicate with you (email, phone, SMS/text where permitted)

  • Marketing, advertising, and measurement

  • Analytics and improvement

  • Legal and compliance purposes

3) Categories of Third Parties We Share With

We may share personal information with:

  • Lenders and financing partners

  • Brokers/ISOs and other providers involved in evaluating or offering financing options

  • Service providers (vendors) that help us operate the website, communications, and security tools (e.g., email delivery, form tools, hosting)

  • Analytics and advertising partners (e.g., analytics, conversion tracking, pixels/tags)

  • Call tracking providers

  • Fraud/spam prevention providers (e.g., reCAPTCHA)

  • Government authorities or other parties as required by law or to protect rights and safety

  • Parties involved in a business transfer (merger, acquisition, asset sale)

4) “Sale” or “Sharing” of Personal Information (Targeted Advertising)

Some state laws (including California) define “sale” and “sharing” broadly. Our use of certain advertising and measurement tools (for example, pixels and conversion tracking) may be considered “sharing” (and in some cases “selling”) for cross-context behavioral advertising.

Your right to opt out

Where required by law, you may opt out of:

  • “Sale” of personal information (as defined by applicable law)

  • “Sharing” of personal information for cross-context behavioral advertising

  • Targeted advertising (where applicable)

How to opt out (email-only):
Email support@kredline.com with the subject line:
“Do Not Sell or Share / Targeted Advertising Opt-Out”

5) Rights You May Have (Depending on Your State)

Depending on your state of residence and applicable law, you may have the right to:

  • Access / Know: request the categories of personal information we collected about you, the sources, purposes, and categories of third parties we disclosed to

  • Access Specific Pieces: request a copy of specific personal information we have about you

  • Correction: request correction of inaccurate personal information

  • Deletion: request deletion of personal information (subject to legal exceptions)

  • Data Portability: receive your information in a portable format (where applicable)

  • Opt Out: opt out of targeted advertising and certain disclosures that may be considered “sale” or “sharing”

  • Limit Use/Disclosure of Sensitive Personal Information (California): where applicable, request limits on certain uses/disclosures of sensitive personal information (such as SSN and DOB) beyond what is necessary to provide the Services

  • Non-Discrimination: you will not be discriminated against for exercising applicable privacy rights

6) How to Submit a Privacy Rights Request

We accept privacy rights requests by email only.

Email: support@kredline.com
Subject line: “Privacy Request”
Please include:

  • Your full name

  • The email address and phone number you used with Kredline

  • Your business name (if applicable)

  • The specific request you are making (Access, Delete, Correct, Opt Out, etc.)

  • Any helpful details to locate your records (for example, the approximate date you submitted information)

7) Verification of Requests

To protect your privacy and prevent fraud, we may need to verify your identity before fulfilling certain requests (such as access or deletion). Verification may include confirming information you previously provided to us.

If we cannot verify your identity, we may be unable to fulfill certain requests.

8) Authorized Agents (California)

If you are a California resident, you may designate an authorized agent to submit certain requests on your behalf. We may require proof of the agent’s authority and may still require verification of your identity.

9) Appeals (Certain States)

Some state laws provide the right to appeal a decision we make about your privacy request. If an appeal right applies, you may request an appeal by emailing support@kredline.com with the subject line “Privacy Request Appeal” and describing your concern.

10) Response Timing

We will respond to verified requests within the time required by applicable law. If we need more time (where permitted), we will let you know.

11) California “Shine the Light” (If Applicable)

California residents may request certain information about our disclosure of personal information to third parties for their direct marketing purposes (if any). To request this information, email support@kredline.com with the subject “Shine the Light Request.”

12) Contact Us

If you have questions about this Privacy Rights page or your privacy choices, contact:
Kredline Inc
Greensboro, Georgia, USA
Email: support@kredline.com