Privacy Policy

Privacy Policy

Privacy Policy (Kredline Inc)

Effective Date: December 30th, 2025
Website: Kredline.com
Company: Kredline Inc (“Kredline,” “we,” “us,” or “our”)
Location: Greensboro, Georgia, United States
Contact: support@kredline.com

This Privacy Policy explains how Kredline Inc collects, uses, discloses, and protects information when you visit Kredline.com or submit information through our website (the “Services”).

Our Services are intended for users located in the United States and are designed primarily for business-purpose/commercial financing inquiries.

1) Information We Collect

We collect information you provide directly, information collected automatically when you use the Services, and information from service providers/partners as needed to provide the Services.

A. Information you provide to us

When you complete a form, submit an application, or communicate with us, you may provide:

Identifiers & contact information

  • Name

  • Email address

  • Phone number

Business information

  • Business name

  • Business address

  • EIN (Employer Identification Number)

  • Revenue

  • Time in business

  • Industry

Owner/principal information

  • Owner name(s)

  • Ownership percentage(s)

  • Owner address(es)

  • Date of birth (DOB)

  • Social Security number (SSN)

Documents & uploads

  • Bank statements you upload

Signatures

  • Electronic signatures and related submission details

B. Information collected automatically (cookies & similar technologies)

When you visit the site, we and our service providers may automatically collect:

  • IP address, device identifiers, browser type, operating system

  • Pages viewed, time spent, referring/exit pages, clicks and interactions

  • Approximate location (derived from IP)

C. Communications data

  • If you contact us, we may keep records of your communications.

  • If you call us, calls may be recorded (where permitted by law), and we may collect call metadata (time, duration, caller number).

2) How We Use Information

We use information for the following purposes:

  • Provide and operate the Services, including processing your funding inquiry or application

  • Match you with financing options, including sharing your information with financing partners, brokers/ISOs, and other relevant providers

  • Verify identity and prevent fraud

  • Pre-qualify and evaluate applications and conduct internal review

  • Communicate with you, including by email, phone, and SMS/text message (where you provide a phone number and consent as required)

  • Marketing and advertising, including measuring performance of ads and improving outreach

  • Analytics and improvement, including understanding site usage and improving performance and user experience

  • Security, including protecting the Services and investigating suspicious activity

  • Legal and compliance, including enforcing our agreements and complying with legal obligations

3) How We Share Information

We may disclose information to:

A. Financing partners, brokers/ISOs, and related providers

Because Kredline is a broker/marketplace/lead generator, we may share your application and related information with:

  • Direct lenders and financing partners

  • Brokers/ISOs and other entities involved in evaluating or offering business financing options

B. Service providers (vendors)

We may share information with vendors that perform services for us, such as:

  • Email delivery/communications providers (e.g., Mailgun)

  • Form/website tools and hosting providers

  • Analytics and tag management (e.g., Google Analytics, Google Tag Manager)

  • Advertising and measurement (e.g., Google Ads, Meta Pixel, LinkedIn Insight Tag)

  • Call tracking and analytics providers

  • Spam/fraud prevention (e.g., Google reCAPTCHA)

These providers are permitted to use information only to perform services for us (subject to their own terms where applicable).

C. Advertising / “sharing” for targeted advertising

We use advertising and measurement tools that may collect information via cookies/pixels. This may be considered “sharing” (and in some cases “selling”) under certain state privacy laws when used for cross-context behavioral advertising.

D. Legal, safety, and business transfers

We may disclose information if needed to:

  • comply with law, regulation, court order, or governmental request

  • protect rights, safety, and security of Kredline, our users, or others

  • investigate fraud or security issues

  • complete a merger, acquisition, financing, or sale of assets (information may be transferred as part of that transaction)

4) Cookies, Pixels, and Tracking Technologies

We use cookies and similar technologies for:

  • Site functionality

  • Analytics (understanding how visitors use the site)

  • Advertising and measurement (ad performance, retargeting, conversion tracking)

Managing cookies: You can control cookies through browser settings.

5) SMS/Text Messages and Phone Calls

If you provide your phone number, Kredline Inc may contact you by phone and/or SMS/text regarding your inquiry, application, account/activity updates, and related services. Examples of messages may include appointment/callback scheduling and reminders, application status updates, document or e-signature requests (via secure links), customer support responses, and (when applicable) verification/one-time passcodes.

Messaging frequency may vary. Message and data rates may apply.

To opt out at any time, text STOP. After you opt out, you may receive one final message confirming your opt-out.
For assistance, text HELP or visit https://kredline.com.

Visit https://kredline.com/privacy-policy for privacy policy and https://kredline.com/terms-of-service for Terms of Service.

Where permitted by law, calls may be recorded for quality assurance, training, and compliance.

SMS consent is not shared with third parties.

6) Data Retention

We retain personal information for as long as reasonably necessary to support our business purposes and operations, including maintaining records of inquiries and applications, providing our Services, meeting legal and compliance obligations, resolving disputes, enforcing our agreements, and protecting against fraud and security incidents.

In general, we retain information indefinitely where permitted, but we periodically review the information we maintain and securely delete or de-identify personal information when it is no longer needed for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

This may include information related to:

  • Leads that do not complete an application

  • Submitted applications

  • Uploaded bank statements

  • Communications (including email, SMS, and phone call records where applicable)

7) Security

We use reasonable administrative, technical, and physical safeguards designed to protect information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

We also use reasonable measures to limit access to sensitive information and to reduce retention by periodically reviewing and securely deleting or de-identifying information that is no longer needed.

8) Your Privacy Rights (U.S. State Privacy Laws)

Depending on where you live, you may have rights regarding your personal information, such as:

  • Access: request the categories and specific pieces of personal information we have about you

  • Correction: request correction of inaccurate information

  • Deletion: request deletion of certain information (subject to exceptions)

  • Opt-out: opt out of certain processing, including targeted advertising and certain disclosures that may be considered “sale” or “sharing” under state law

  • Non-discrimination: you will not be discriminated against for exercising applicable rights

How to submit a request

Email support@kredline.com with the subject line “Privacy Request” and include:

  • Your full name

  • Email address and phone number used with us

  • The request you are making (access, delete, correct, opt out, etc.)

Verification

To protect your information, we may request additional details to verify your identity and confirm the request.

Opt-out of targeted advertising / “sale” or “sharing”

You may request to opt out by emailing support@kredline.com with the subject “Opt Out Request.”

9) Sensitive Information

Some of the information we collect may be considered “sensitive” under certain state laws, such as Social Security numbers (SSNs) and dates of birth (DOBs), as well as financial documents you choose to upload (such as bank statements).

We use sensitive information only as reasonably necessary for legitimate business purposes, including:

  • Processing and reviewing your inquiry or application

  • Identity verification and fraud prevention

  • Security, compliance, and recordkeeping

We take additional care to protect sensitive information and limit access to authorized personnel and service providers who need it for the purposes described above. We retain sensitive information only as long as reasonably necessary, and while we may retain information indefinitely where permitted, we periodically review sensitive information and securely delete or de-identify it when it is no longer needed, unless retention is required or permitted by law.

10) Children’s Privacy

Our Services are not intended for children, and we do not knowingly collect personal information from individuals under 18.

11) Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the privacy practices of those third parties. Please review their policies.

12) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Effective Date” above shows when it was last updated. Your continued use of the Services after changes means you accept the updated Policy.

13) Contact Us

If you have questions or requests about this Privacy Policy, contact:
Kredline Inc
Greensboro, Georgia, USA
Email: support@kredline.com

Privacy Policy (Kredline Inc)

Effective Date: December 30th, 2025
Website: Kredline.com
Company: Kredline Inc (“Kredline,” “we,” “us,” or “our”)
Location: Greensboro, Georgia, United States
Contact: support@kredline.com

This Privacy Policy explains how Kredline Inc collects, uses, discloses, and protects information when you visit Kredline.com or submit information through our website (the “Services”).

Our Services are intended for users located in the United States and are designed primarily for business-purpose/commercial financing inquiries.

1) Information We Collect

We collect information you provide directly, information collected automatically when you use the Services, and information from service providers/partners as needed to provide the Services.

A. Information you provide to us

When you complete a form, submit an application, or communicate with us, you may provide:

Identifiers & contact information

  • Name

  • Email address

  • Phone number

Business information

  • Business name

  • Business address

  • EIN (Employer Identification Number)

  • Revenue

  • Time in business

  • Industry

Owner/principal information

  • Owner name(s)

  • Ownership percentage(s)

  • Owner address(es)

  • Date of birth (DOB)

  • Social Security number (SSN)

Documents & uploads

  • Bank statements you upload

Signatures

  • Electronic signatures and related submission details

B. Information collected automatically (cookies & similar technologies)

When you visit the site, we and our service providers may automatically collect:

  • IP address, device identifiers, browser type, operating system

  • Pages viewed, time spent, referring/exit pages, clicks and interactions

  • Approximate location (derived from IP)

C. Communications data

  • If you contact us, we may keep records of your communications.

  • If you call us, calls may be recorded (where permitted by law), and we may collect call metadata (time, duration, caller number).

2) How We Use Information

We use information for the following purposes:

  • Provide and operate the Services, including processing your funding inquiry or application

  • Match you with financing options, including sharing your information with financing partners, brokers/ISOs, and other relevant providers

  • Verify identity and prevent fraud

  • Pre-qualify and evaluate applications and conduct internal review

  • Communicate with you, including by email, phone, and SMS/text message (where you provide a phone number and consent as required)

  • Marketing and advertising, including measuring performance of ads and improving outreach

  • Analytics and improvement, including understanding site usage and improving performance and user experience

  • Security, including protecting the Services and investigating suspicious activity

  • Legal and compliance, including enforcing our agreements and complying with legal obligations

3) How We Share Information

We may disclose information to:

A. Financing partners, brokers/ISOs, and related providers

Because Kredline is a broker/marketplace/lead generator, we may share your application and related information with:

  • Direct lenders and financing partners

  • Brokers/ISOs and other entities involved in evaluating or offering business financing options

B. Service providers (vendors)

We may share information with vendors that perform services for us, such as:

  • Email delivery/communications providers (e.g., Mailgun)

  • Form/website tools and hosting providers

  • Analytics and tag management (e.g., Google Analytics, Google Tag Manager)

  • Advertising and measurement (e.g., Google Ads, Meta Pixel, LinkedIn Insight Tag)

  • Call tracking and analytics providers

  • Spam/fraud prevention (e.g., Google reCAPTCHA)

These providers are permitted to use information only to perform services for us (subject to their own terms where applicable).

C. Advertising / “sharing” for targeted advertising

We use advertising and measurement tools that may collect information via cookies/pixels. This may be considered “sharing” (and in some cases “selling”) under certain state privacy laws when used for cross-context behavioral advertising.

D. Legal, safety, and business transfers

We may disclose information if needed to:

  • comply with law, regulation, court order, or governmental request

  • protect rights, safety, and security of Kredline, our users, or others

  • investigate fraud or security issues

  • complete a merger, acquisition, financing, or sale of assets (information may be transferred as part of that transaction)

4) Cookies, Pixels, and Tracking Technologies

We use cookies and similar technologies for:

  • Site functionality

  • Analytics (understanding how visitors use the site)

  • Advertising and measurement (ad performance, retargeting, conversion tracking)

Managing cookies: You can control cookies through browser settings.

5) SMS/Text Messages and Phone Calls

If you provide your phone number, Kredline Inc may contact you by phone and/or SMS/text regarding your inquiry, application, account/activity updates, and related services. Examples of messages may include appointment/callback scheduling and reminders, application status updates, document or e-signature requests (via secure links), customer support responses, and (when applicable) verification/one-time passcodes.

Messaging frequency may vary. Message and data rates may apply.

To opt out at any time, text STOP. After you opt out, you may receive one final message confirming your opt-out.
For assistance, text HELP or visit https://kredline.com.

Visit https://kredline.com/privacy-policy for privacy policy and https://kredline.com/terms-of-service for Terms of Service.

Where permitted by law, calls may be recorded for quality assurance, training, and compliance.

SMS consent is not shared with third parties.

6) Data Retention

We retain personal information for as long as reasonably necessary to support our business purposes and operations, including maintaining records of inquiries and applications, providing our Services, meeting legal and compliance obligations, resolving disputes, enforcing our agreements, and protecting against fraud and security incidents.

In general, we retain information indefinitely where permitted, but we periodically review the information we maintain and securely delete or de-identify personal information when it is no longer needed for the purposes described in this Privacy Policy, unless a longer retention period is required or permitted by law.

This may include information related to:

  • Leads that do not complete an application

  • Submitted applications

  • Uploaded bank statements

  • Communications (including email, SMS, and phone call records where applicable)

7) Security

We use reasonable administrative, technical, and physical safeguards designed to protect information. However, no method of transmission or storage is 100% secure, and we cannot guarantee absolute security.

We also use reasonable measures to limit access to sensitive information and to reduce retention by periodically reviewing and securely deleting or de-identifying information that is no longer needed.

8) Your Privacy Rights (U.S. State Privacy Laws)

Depending on where you live, you may have rights regarding your personal information, such as:

  • Access: request the categories and specific pieces of personal information we have about you

  • Correction: request correction of inaccurate information

  • Deletion: request deletion of certain information (subject to exceptions)

  • Opt-out: opt out of certain processing, including targeted advertising and certain disclosures that may be considered “sale” or “sharing” under state law

  • Non-discrimination: you will not be discriminated against for exercising applicable rights

How to submit a request

Email support@kredline.com with the subject line “Privacy Request” and include:

  • Your full name

  • Email address and phone number used with us

  • The request you are making (access, delete, correct, opt out, etc.)

Verification

To protect your information, we may request additional details to verify your identity and confirm the request.

Opt-out of targeted advertising / “sale” or “sharing”

You may request to opt out by emailing support@kredline.com with the subject “Opt Out Request.”

9) Sensitive Information

Some of the information we collect may be considered “sensitive” under certain state laws, such as Social Security numbers (SSNs) and dates of birth (DOBs), as well as financial documents you choose to upload (such as bank statements).

We use sensitive information only as reasonably necessary for legitimate business purposes, including:

  • Processing and reviewing your inquiry or application

  • Identity verification and fraud prevention

  • Security, compliance, and recordkeeping

We take additional care to protect sensitive information and limit access to authorized personnel and service providers who need it for the purposes described above. We retain sensitive information only as long as reasonably necessary, and while we may retain information indefinitely where permitted, we periodically review sensitive information and securely delete or de-identify it when it is no longer needed, unless retention is required or permitted by law.

10) Children’s Privacy

Our Services are not intended for children, and we do not knowingly collect personal information from individuals under 18.

11) Third-Party Links

Our site may contain links to third-party websites. We are not responsible for the privacy practices of those third parties. Please review their policies.

12) Changes to This Privacy Policy

We may update this Privacy Policy from time to time. The “Effective Date” above shows when it was last updated. Your continued use of the Services after changes means you accept the updated Policy.

13) Contact Us

If you have questions or requests about this Privacy Policy, contact:
Kredline Inc
Greensboro, Georgia, USA
Email: support@kredline.com