Merchant Services

Merchant Services

Merchant Services

Merchant Services

Lower Your Processing Costs

(Without Hidden Fees)

Upload your last 4 months of processing statements and we’ll audit your current pricing, identify unnecessary fees, and show you where savings may be available. If it makes sense, we’ll set you up with transparent pricing and a smoother payment experience – often while keeping your existing equipment.

Fast review Results within one day.
Transparent pricing No hidden surprise fees.
Keep your setup Reprogram your current POS.

Merchant Services

Lower Processing Costs

(Without Hidden Fees)

Upload your last 4 months of processing statements and we’ll audit your current pricing, identify unnecessary fees, and show you where savings may be available. If it makes sense, we’ll set you up with transparent pricing and a smoother payment experience – often while keeping your existing equipment.

Fast review Results within one day.
Transparent pricing No hidden surprise fees.
Keep your setup Reprogram your current POS.

Merchant Services

Lower Your Processing Costs

(Without Hidden Fees)

Upload your last 4 months of processing statements and we’ll audit your current pricing, identify unnecessary fees, and show you where savings may be available. If it makes sense, we’ll set you up with transparent pricing and a smoother payment experience – often while keeping your existing equipment.

How It Works

Upload your statements

Send the last 4 months of processing statements so we can see your true effective rate and fee structure.

Get a clear audit

We’ll flag hidden fees, confusing markups, and equipment/PCI charges – then share a plain-English summary.

Switch only if it’s a win

If you like the offer, we’ll help you transition with minimal disruption – often keeping your current equipment.

How It Works

Upload statements

Send the last 4 months of processing statements so we can see your true effective rate and fee structure.

Get a clear audit

We’ll flag hidden fees, confusing markups, and equipment/PCI charges – then share a summary.

Switch if it’s a win

If you like the offer, we’ll help you transition with minimal disruption – often keeping current equipment.

How It Works

Upload your statements

Send the last 4 months of processing statements so we can see your true effective rate and fee structure.

Get a clear audit

We’ll flag hidden fees, confusing markups, and equipment/PCI charges – then share a plain-English summary.

Switch only if it’s a win

If you like the offer, we’ll help you transition with minimal disruption – often keeping your current equipment.

How It Works

Upload statements

Send the last 4 months of processing statements so we can see your true effective rate and fee structure.

Get a clear audit

We’ll flag hidden fees, confusing markups, and equipment/PCI charges – then share a plain-English summary.

Switch if it’s a win

If you like the offer, we’ll help you transition with minimal disruption – often keeping your current equipment.

Choose your path

Start with Merchant Services

Pick an option below to reduce processing costs and eliminate hidden fees.

Free Statement Review

Use when: you want to find hidden fees and lower your effective rate.

Keep Your Current POS

Use when: your POS work fine and you just want better pricing.

New POS System

Use when: you want better reporting, features, and experience.

Online Payments

Use when: you need invoices, payment links, or eCommerce integration.

Choose your path

Start with Merchant Services

Pick an option below to reduce processing costs and eliminate hidden fees.

Free Statement Review

Use when: you want to find hidden fees and lower your effective rate.

Keep Your Current POS

Use when: your POS work fine and you just want better pricing.

New POS System

Use when: you want better reporting, features, and experience.

Online Payments

Use when: you need invoices, payment links, or eCommerce integration.

Choose your path

Start with Merchant Services

Pick an option below to reduce processing costs and eliminate hidden fees.

Free Statement Review

Use when: you want to find hidden fees and lower your effective rate.

Keep Your Current POS

Use when: your POS work fine and you just want better pricing.

New POS System

Use when: you want better reporting, features, and experience.

Online Payments

Use when: you need invoices, payment links, or eCommerce integration.

Choose your path

Start with Merchant Services

Pick an option below to reduce processing costs and eliminate hidden fees.

Free Review

Use when: you want to find hidden fees and lower your rate.

Keep Current POS

Use when: your POS work fine and you just want better pricing.

New POS System

Use when: you want better features and experience.

Online Payments

Use when: you need invoices, payment links, or eCommerce options.

Compare at a glance

Pricing / Fee Area What it means Common issue Our approach
Interchange Base card cost set by networks Marked up confusingly Clear breakdown + honest markup
Processor markup What provider adds on top Hidden add-on bundles Transparent pricing model
Monthly / statement fees Recurring account fees Stacks up quietly Reduce/limit where possible
PCI fees Compliance-related charges “Noncompliance” penalties Clear guidance + avoid surprises
Equipment fees Terminal/POS costs Expensive leases Reprogram when possible; fair hardware options

Compare at a glance

Pricing / Fee Area What it means Common issue Our approach
Interchange Base card cost set by networks Marked up confusingly Clear breakdown + honest markup
Processor markup What provider adds on top Hidden add-on bundles Transparent pricing model
Monthly / statement fees Recurring account fees Stacks up quietly Reduce/limit where possible
PCI fees Compliance-related charges “Noncompliance” penalties Clear guidance + avoid surprises
Equipment fees Terminal/POS costs Expensive leases Reprogram when possible

Compare at a glance

Pricing / Fee Area What it means Common issue Our approach
Interchange Base card cost set by networks Marked up confusingly Clear breakdown + honest markup
Processor markup What provider adds on top Hidden add-on bundles Transparent pricing model
Monthly / statement fees Recurring account fees Stacks up quietly Reduce/limit where possible
PCI fees Compliance-related charges “Noncompliance” penalties Clear guidance + avoid surprises
Equipment fees Terminal/POS costs Expensive leases Reprogram when possible

Compare at a glance

Pricing / Fee Area
Interchange
What it means –
Base card cost set by networks
Common issue –
Marked up confusingly
Our approach –
Clear breakdown + honest markup
Pricing / Fee Area
Processor markup
What it means –
What provider adds on top
Common issue –
Hidden add-on bundles
Our approach –
Transparent pricing model
Pricing / Fee Area
Monthly / statement fees
What it means –
Recurring account fees
Common issue –
Stacks up quietly
Our approach –
Reduce/limit where possible
Pricing / Fee Area
PCI fees
What it means –
Compliance-related charges
Common issue –
“Noncompliance” penalties
Our approach –
Clear guidance + avoid surprises
Pricing / Fee Area
Equipment fees
What it means –
Terminal/POS costs
Common issue –
Expensive leases
Our approach –
Reprogram when possible

Frequently Asked Questions About Merchant Processing

Do you really need 4 months of statements?

Yes – fee structures can vary month to month. Four statements give enough data to identify patterns and true effective rate.

Will switching disrupt my checkout flow?

Usually not. We can often keep your existing equipment and reprogram it if it’s compatible.

Do you offer new POS systems?

Yes. If you prefer an upgrade, we can provide modern POS options based on your needs.

Can you help with online payments too?

Yes – payment links, invoices, gateways, and eCommerce integrations are available depending on your setup.

What if you can’t beat my current pricing?

We’ll tell you. You’ll still get a clear explanation of what you’re paying and why.

Frequently Asked Questions About Merchant Processing

Do you really need 4 months of statements?

Yes – fee structures can vary month to month. Four statements give enough data to identify patterns and true effective rate.

Will switching disrupt my checkout flow?

Usually not. We can often keep your existing equipment and reprogram it if it’s compatible.

Do you offer new POS systems?

Yes. If you prefer an upgrade, we can provide modern POS options based on your needs.

Can you help with online payments too?

Yes – payment links, invoices, gateways, and eCommerce integrations are available depending on your setup.

What if you can’t beat my current pricing?

We’ll tell you. You’ll still get a clear explanation of what you’re paying and why.

Frequently Asked Questions About Merchant Processing

Do you really need 4 months of statements?

Yes – fee structures can vary month to month. Four statements give enough data to identify patterns and true effective rate.

Will switching disrupt my checkout flow?

Usually not. We can often keep your existing equipment and reprogram it if it’s compatible.

Do you offer new POS systems?

Yes. If you prefer an upgrade, we can provide modern POS options based on your needs.

Can you help with online payments too?

Yes – payment links, invoices, gateways, and eCommerce integrations are available depending on your setup.

What if you can’t beat my current pricing?

We’ll tell you. You’ll still get a clear explanation of what you’re paying and why.

Frequently Asked Questions About Merchant Processing

Do you really need 4 months of statements?

Yes – fee structures can vary month to month. Four statements give enough data to identify patterns and true effective rate.

Will switching disrupt my checkout flow?

Usually not. We can often keep your existing equipment and reprogram it if it’s compatible.

Do you offer new POS systems?

Yes. If you prefer an upgrade, we can provide modern POS options based on your needs.

Can you help with online payments too?

Yes – payment links, invoices, gateways, and eCommerce integrations are available depending on your setup.

What if you can’t beat my current pricing?

We’ll tell you. You’ll still get a clear explanation of what you’re paying and why.

5.0

Trusted by Hundreds of Businesses

short term business funding

We thought our rates were fine—turns out we were paying multiple monthly fees we didn’t even know existed. The audit was clear, and the switch was painless.

Jill W. – Owner/Operator @ Chicken and Biscuits Food Trucks

5.0

Trusted by Hundreds of Businesses

short term business funding

We thought our rates were fine—turns out we were paying multiple monthly fees we didn’t even know existed. The audit was clear, and the switch was painless.

Jill W. – Owner/Operator @ Chicken and Biscuits Food Trucks

5.0

Trusted by Hundreds of Businesses

short term business funding

We thought our rates were fine—turns out we were paying multiple monthly fees we didn’t even know existed. The audit was clear, and the switch was painless.

Jill W. – Owner/Operator @ Chicken and Biscuits Food Trucks

5.0

Trusted by Hundreds of Businesses

short term business funding

We thought our rates were fine—turns out we were paying multiple monthly fees we didn’t even know existed. The audit was clear, and the switch was painless.

Jill W. – Owner/Operator @ Chicken and Biscuits Food Trucks

Upload Statements for a Free Processing Audit

Upload Statements for a Free Audit

Merchant Services Application

Upload Statements for a Free Processing Audit

Legal Business Name

 

DBA (Doing Business As, If Applicable)

 

Your Full Name

 

Your full name
Your full name
First Name
Last Name

Email Address

 

Cell Phone Number

Type Of Business (Industry)

 

What's your average monthly processing volume?

 

Who's your current processor?

What's your current POS/terminal model?

How do you accept payments?

 

How do you accept payments?

Please upload the last 4 months of processing statements

Please upload the last 4 months of processing statements

Most Recent Statement

2nd Most Recent Statement

Maximum file size: 35MB

Maximum file size: 35MB

3rd Most Recent Statement

4th Most Recent Statement

Maximum file size: 35MB

Maximum file size: 35MB

By clicking “Send For Free Review”, you authorize Kredline Inc to collect, use, and share the information you provide (including personal/business details and uploads) with our merchant processing partners, POS/technology providers, and service providers to review your statements, evaluate fees and pricing, determine potential cost savings, recommend merchant services/POS solutions, prevent fraud, and communicate with you (including marketing where permitted). Your information is handled as described in our Privacy Policy, Privacy Rights, and Cookie Policy; and you agree to our Terms of Service and Disclosures / Disclaimer.
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